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Commentary Topic from greenfaucet

Hey, Buddy...Can You Spare a Loan?

Yields on short-term government securities vary from just above zero (10 basis points for 3-month T-bills) to around 1% (88 basis points for a 2-year Treasury). Those are extraordinarily low rates by the standards of recent decades. But don't confuse that with borrowing costs, or the demand or ability to borrow.