couldn't agree more that we need to cut spending and taxes. the problem is that the democrats and republicans will need to cut these programs and still hold office. as of now--even with pensions and savings-- for two thirds of americans social security accounts for 50% of retirement income and for the other third its over 90%! Good luck cutting them back.

most Americans today will not have a pension to look forward to and their retirement savings is less than 50k. we will need to fund these programs or suffer a severe decline in living standards.